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Despite slowdowns in some markets, housing remains a good long-term investment. Homeownership offers immediate benefits and long-term value.  Homeowners accumulate wealth for the future while enjoying the benefits of a shelter that they can use, improve and sell.   No two buying experiences are the same, but some people find the process of buying a…Read More »

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Finding a home that you can see yourself in for the next five to twenty-five years is a great feeling. Don’t let that feeling cloud your judgment and leave you with unexpected issues after the closing. Here are a few things to consider before you buy: Hire an expert to do your own home inspections…Read More »

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FHA has ruled new changes to become effective April 1, 2012. This will be the 4th change in 4 years. These new rules will apply to both new home purchase as well as refinances. FHA has two levels of mortgage insurance; Up-front MIP as well as monthly MIP. Currently on all FHA loans, there is a…Read More »

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It’s no secret that heating and cooling account for the bulk of a home’s energy usage — an average of over $1,000 annually. Switching from a manual to a programmable thermostat is one simple way to save as much as $180 a year. The most basic programmable thermostat can be self-installed in an hour, and…Read More »

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