Get Pre-Approved

get pre-approvedBuying a property is a big step involving a substantial long-term financial commitment, so it requires a thorough assessment of what you can afford.  It’s important to get pre-approved.

Your Credit Scores Impact On Home Buying Ability

Credit scores affect whether you can get credit and what you pay for your mortgage loan. Lenders look at your scores all the time. Make sure your score is where you need it to be.

Private Mortgage Insurance

Private mortgage insurance is required when the borrower is making a cash down payment of less than 20 percent of the purchase price.

Mortgage Interest Rates

All banks do not offer the same Mortgage Interest Rates so it is important to shop around and ask about interest rate, points and fees.

How To Apply For A Mortgage Loan

A list of items to gather before meeting with your lender.