Archive for the ‘Home Buying Tips’ Category

We have been residents of this Siouxland community for some time now, and are very familiar with it and the surrounding area.  If your family or someone you know is thinking about moving to this area, we would welcome the opportunity to discuss with you the services we have to offer. We could answer any questions on the area,…Read More »

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When trying to tackle credit card debt, it is suggested that you pay off your small bills first.  It’s extremely important that you always make timely payments on revolving accounts.

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Now that you know what you’re looking for, the next step is figuring out what type of home you can afford. A review of your income, savings, monthly expenses, and debt will be necessary.     Early on in the process, you’ll want to get pre-approved for a mortgage loan, which helps determine how much you…Read More »

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This April 22 is Earth Day, and your planet really appreciates your taking the time to help it out. You know, saving water, saving energy, recycling and reusing — all that good stuff. But what a beleaguered planet really could use is a little commitment — some dedication to the long run. That’s why we…Read More »

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When touring homes, keep a folder with all the listing sheets from homes you have seen.  Make notes on each to reference throughout the process. Information provided by:                                 Jim Trucano, Sales Associate Cell:  712-301-2300 Email:  Jim@JimTrucano.com Website:  www.JimTrucano.com    

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Finding that your home is larger than you need? Looking to right-size? Want an alternative better suiting your present lifestyle? You’ve waited patiently, 18, 25, maybe even 30 years, and it’s finally happened–all of your kids are out of the house. Now that you’ve had some time to enjoy your freedom, you may have discovered…Read More »

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Can I afford this home? This question is asked by most during the home shopping process. It’s important to determine what you may be able to afford long-term. The calculators below will provide an idea of what your range could be: •   Affordability Calculator •   Monthly Mortgage Payment Calculator •   Amortization Calculator •   Refinancing Calculator Although there are many…Read More »

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When you have found the one, ask a lot of questions.  Buying a home is a huge financial decision, the more questions you are asking, the less surprises you’ll have. Tip provided by:                                    Tiffany Pech-Williams, Sales Associate Cell:  712-898-3638 Email:  Tiffany@C21ProLink.com website:  www.TiffanyPech.com    

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Some lenders are willing to negotiate on both the loan interest rate and the number of points. Most established lenders set their rates like large corporations set the prices on their goods. However, it pays to shop around for loan rates and know the market before you talk to a lender. You should always look…Read More »

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