Archive for April, 2012

Can I afford this home? This question is asked by most during the home shopping process. It’s important to determine what you may be able to afford long-term. The calculators below will provide an idea of what your range could be: •   Affordability Calculator •   Monthly Mortgage Payment Calculator •   Amortization Calculator •   Refinancing Calculator Although there are many…Read More »

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When you have found the one, ask a lot of questions.  Buying a home is a huge financial decision, the more questions you are asking, the less surprises you’ll have. Tip provided by:                                    Tiffany Pech-Williams, Sales Associate Cell:  712-898-3638 Email:  Tiffany@C21ProLink.com website:  www.TiffanyPech.com    

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Some lenders are willing to negotiate on both the loan interest rate and the number of points. Most established lenders set their rates like large corporations set the prices on their goods. However, it pays to shop around for loan rates and know the market before you talk to a lender. You should always look…Read More »

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Protecting your new home with insurance is a must. How well you do that depends on the details of your policy. And while you are not legally required to have homeowners’ insurance, mortgage lenders stipulate that you do.    A standard policy will suffice in most instances. It protects against several natural disasters and catastrophic…Read More »

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