Posts Tagged ‘home buying tip’

What To Know About 3.8% House Tax

Monday, November 19th, 2012

Learn the most important takeaways for REALTORS® when it comes to the 3.8% tax that’s part of health care reform: When you add up all of your income from every possible source, and that total is less than $200,000 ($250,000 on a joint tax return), you will not be subject to this tax. The 3.8%…Read More »

Home Buyers Tip | Ask Questions

Thursday, October 4th, 2012

When you have found the one, ask a lot of questions.  Buying a home is a huge financial decision, the more questions you are asking, the less surprises you’ll have. Tip provided by:    

Home Buyers Tip | Be Prepared To Make An Offer

Thursday, September 13th, 2012

  Be prepared to make an offer.  House-hunting can be frustrating, especially if you know in your heart you’re not really emotionally or financially ready to buy a home.  If you’re not ready, don’t put yourself through the exercise.

Feeling Like You Need A Change?

Wednesday, September 12th, 2012

Maybe you just want the latest and the greatest or you need more space for the two kids you didn’t have when you bought your home a few years ago. If you read the paper or watch the news, you may be afraid that now is not the time to sell your home and move…Read More »

Home Buying Tip | Bill of Sale

Thursday, August 2nd, 2012

If you plan on asking the Seller to leave personal items when purchasing a home, it is important to have your Agent identify those items on a separate “Bill of Sale”.  Reason is, lenders are not comfortable financing personal items left with a property such as appliances that are not built in, hot tubes, furniture, grills, TV…Read More »

Home Buyers Tips | Negotiating

Thursday, July 26th, 2012

Check out our list of home buying negotiating tips at

Home Buyers Tip | Veterans

Thursday, July 19th, 2012

U.S. military veterans that are buying a home can usually qualify for some very favorable programs through the VA.  No down payment mortgages are available to those that qualify as are those that do not require private mortgage insurance (PMI).  Buyers that are veterans should contact their local VA office for more details and qualification…Read More »

Home Buyers Tip | Finding A Realtor

Thursday, July 12th, 2012

When you decide to buy a home, choose one Realtor to work with.  There are benefits to this. To choose a Realtor, check out websites and read about Realtor’s you may be interested in using before you call them. Tip provided by

Home Buyers Tip | Credit Cards

Thursday, July 5th, 2012

10% of your credit score is based on how well you manage a mix of credit types, such as mortgages, car loans and credit cards.  Another 10% is based on how you’ve managed your “new credit”.

Offers Accepted What’s Next

Wednesday, July 4th, 2012

Once you and the seller have “signed on the dotted line,” there are a few more steps leading to the closing. Now, here’s what you can expect through the rest of the process.   Lender Documents.  Your lender will be receiving a copy of the purchase agreement and needing documents to be complete their file.  Please contact…Read More »