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Archive for the ‘Home Buying Tips’ Category

Mortgage Minute | Inform Your Lender Of Changes

Wednesday, July 11th, 2012

Even after you have been pre-approved for a home loan, it is of extreme importance to keep your lender informed of any changes that may have occurred since then. Examples include- change in job status- new job, job termination, or change in pay structure. While the lender takes your initial information to approve the loan, they…Read More »

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Summer Maintenance Checklist

Wednesday, July 11th, 2012

Home Maintenance: Summer A key to protecting the investment you’ve made in your home is by following a regular maintenance schedule. By performing preventative maintenance on an on-going basis, you’ll avoid many of the big ticket repair items that can lower the value of your home. Here are helpful checklists for monthly and Summer maintenance. Monthly…Read More »

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Start Building Your Nest Egg Now

Friday, July 6th, 2012

Great Rates Mortgage interest rates remain very attractive and are now at or near 40-year historic lows.1 Great Long-Term Investment Home equity is the largest single source of household wealth for most Americans.2 From 1972 to 2007, the median home price appreciated at a compound annual growth rate of 6.4%.3 To put that in perspective,…Read More »

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Home Buyers Tip | Credit Cards

Thursday, July 5th, 2012

10% of your credit score is based on how well you manage a mix of credit types, such as mortgages, car loans and credit cards.  Another 10% is based on how you’ve managed your “new credit”.

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Offers Accepted What’s Next

Wednesday, July 4th, 2012

Once you and the seller have “signed on the dotted line,” there are a few more steps leading to the closing. Now, here’s what you can expect through the rest of the process.   Lender Documents.  Your lender will be receiving a copy of the purchase agreement and needing documents to be complete their file.  Please contact…Read More »

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Home Buying Tip | House Shopping

Thursday, June 28th, 2012

Limit house tours to six or sever per outing.  More than that and house details can be forgotten or confused. Tip provided by

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Get To Know The Neighborhood

Friday, June 22nd, 2012

When you buy a home, you’re investing in a community. You’ll spend a significant amount of time and money supporting the schools, community organizations and commercial centers in the surrounding areas. Before you make the final decision, take a good look at the location and make sure it fits your needs. •  Evaluate the property’s proximity…Read More »

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Negotiating for a Buyer

Wednesday, June 20th, 2012

Negotiating a purchase agreement may be the trickiest aspect of your real estate transaction.  Negotiating is not all luck or natural talent.  Being successful in the negotiation process encompasses the learned ability to use certain skills and techniques to arrive at a win-win agreement for sides of the agreement.   Most home buyers and home…Read More »

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Making Or Accepting An Offer

Friday, June 15th, 2012

Making or Accepting an Offer The negotiation of a real estate transaction can be tricky business. Ideally, it would center on the price, but there are other things that come into play such as timing, home inspection findings and legal requirements. Receiving offers Price may be the starting point to ranking an offer. From there,…Read More »

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Home Buying Tip| Bank Lenders

Thursday, June 14th, 2012

Go to the bank and talk to a Lender before you start looking, this will provide you with the financial information that is essential when looking for homes. Tip provided by

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