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Archive for August, 2012

Featured Home by Barbie Berger – $92,500

Monday, August 6th, 2012

223 Elk Street, Jackson, NE

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Licensing Class To Become A Realtor

Monday, August 6th, 2012

Because Sioux City is located at the borders of three states, many agents have real estate licenses in Iowa, South Dakota and Nebraska. CENTURY 21 ProLink strongly recommends that agents pursue a license in all three states. If you are an Iowa resident and have your active Iowa license you may receive reciprocal licenses in both South…Read More »

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Featured Home by Eric Banks – $124,900

Sunday, August 5th, 2012

3301 Dearborn, Sioux City, IA

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Mortgage Minute | Turn Times for mortgage lending

Sunday, August 5th, 2012

As the interest rates continue to go down, be cautious of turn time for your new mortgage loan. Be sure to ask your lender what their current turn times are for the appraisal and general processing of your new loan. Not all lenders are the same when it comes to their processing times, staff on…Read More »

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Featured Home by Barb Maxon – $220,000

Saturday, August 4th, 2012

5625 Seger Ct, Sioux City, IA

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Featured Home by Barb Maxon – $449,900

Friday, August 3rd, 2012

951 Wynstone, Wynstone, SD

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Mortgage Tips

Friday, August 3rd, 2012

As experienced agents, We can help you maximize your time by only considering homes that meet your budget requirements. To be in a strong position to negotiate with a seller, it’s best to be pre-approved for a mortgage. That means you have a written commitment from a lender for a specific mortgage amount. To a…Read More »

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Featured Home by Barb Maxon – $100,000

Thursday, August 2nd, 2012

1231 Buchanan, Sioux City, IA

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Home Buying Tip | Bill of Sale

Thursday, August 2nd, 2012

If you plan on asking the Seller to leave personal items when purchasing a home, it is important to have your Agent identify those items on a separate “Bill of Sale”.  Reason is, lenders are not comfortable financing personal items left with a property such as appliances that are not built in, hot tubes, furniture, grills, TV…Read More »

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PMI | Private Mortgage Insurance

Wednesday, August 1st, 2012

Private mortgage insurance, or PMI, insures the lender against a default. It is required when the borrower is making a cash down payment of less than 20 percent of the purchase price. PMI costs vary from one mortgage insurance firm to another, but premiums usually run about 0.50 percent of the loan amount for the…Read More »

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