Archive for the ‘Home Buying Tips’ Category

Despite slowdowns in some markets, housing remains a good long-term investment. Homeownership offers immediate benefits and long-term value.  Homeowners accumulate wealth for the future while enjoying the benefits of a shelter that they can use, improve and sell.   No two buying experiences are the same, but some people find the process of buying a…Read More »

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Finding a home that you can see yourself in for the next five to twenty-five years is a great feeling. Don’t let that feeling cloud your judgment and leave you with unexpected issues after the closing. Here are a few things to consider before you buy: Hire an expert to do your own home inspections…Read More »

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FHA has ruled new changes to become effective April 1, 2012. This will be the 4th change in 4 years. These new rules will apply to both new home purchase as well as refinances. FHA has two levels of mortgage insurance; Up-front MIP as well as monthly MIP. Currently on all FHA loans, there is a…Read More »

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It’s no secret that heating and cooling account for the bulk of a home’s energy usage — an average of over $1,000 annually. Switching from a manual to a programmable thermostat is one simple way to save as much as $180 a year. The most basic programmable thermostat can be self-installed in an hour, and…Read More »

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Go to the bank and talk to a Lender before you start looking, this will provide you with the financial information that is essential when looking for homes. Tip provided by:                                    Tiffany Pech-Williams, Sales Associate Cell:  712-898-3638 Email:  Tiffany@C21ProLink.com Website:  www.TiffanyPech.com

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A credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information, typically sourced from credit bureaus.  This number helps lenders and others predict how likely you are to make your credit payments…Read More »

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Mid American Energy Tip Buy it Right:  Install ENERGY STAR compact fluorescent light bulbs and appliances in your home.  ENERGY STAR light bulbs use 75 percent less energy and last up to 10 times longer than standard incandescent bulbs.

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Mid American Energy suggests to  Roll it out:  Make sure your home has adequate insulation.  This includes the attic, exterior walls, floors, basement and crawl spaces.  In unheated areas, be sure to insulate around furnace ducts or boiler pipes. http://www.midamericanenergy.com/ee/ia_res.aspx  

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Before getting to excited about buying, check out www.annualcreditreport.com to ensure your credit is in good share.  This is where you can get a free credit report once a year.

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