Archive for the ‘Home Buying Tips’ Category

Decorate Your Home For The Holidays

Tuesday, December 18th, 2012

The holiday season is in full swing and one of the things we love most about this time of year is decorating our homes. As a new homeowner you may be decorating your own space for the first time this year. To help get you ready for entertaining family and friends, we’ve put together a…Read More »

Home Buyers Tip | Ask Questions

Thursday, October 4th, 2012

When you have found the one, ask a lot of questions.  Buying a home is a huge financial decision, the more questions you are asking, the less surprises you’ll have. Tip provided by:    

Know Your Neighborhood

Wednesday, September 26th, 2012

  When you buy a home, you’re investing in a community. You’ll spend a significant amount of time and money supporting the schools, community organizations and commercial centers in the surrounding areas. Before you make the final decision, take a good look at the location and make sure it fits your needs.     Evaluate the…Read More »

Home Buyers Tip | Upfront Fees

Thursday, September 20th, 2012

Buyers beware that your lender may require some fees upfront.  Such as an appraisal fee, this upfront fee is fairly common and can be unexpected to some buyers, because it is associated with closing costs.  Instead of paying for it at closing, which many may assume, some banks prefer you to pay the fee before…Read More »

What’s The Right Home For You?

Wednesday, September 19th, 2012

  Are you looking for a home? Before deciding which house to buy, think about your lifestyle, your current and anticipated housing needs, and your budget. It’s a good idea to create a prioritized list of features you want in your next home – you’ll soon discover finding the right house involves striking a balance…Read More »

Home Ownership vs Rental Costs

Friday, September 14th, 2012

To a family that is renting, it comes as no surprise to hear that rental rates are going up. With these rates continuing to rise, buying a home looks better and more practical than ever. Not only does purchasing a home provide a more secure future for you, but the advantages of home ownership are…Read More »

Home Buyers Tip | Be Prepared To Make An Offer

Thursday, September 13th, 2012

  Be prepared to make an offer.  House-hunting can be frustrating, especially if you know in your heart you’re not really emotionally or financially ready to buy a home.  If you’re not ready, don’t put yourself through the exercise.

Feeling Like You Need A Change?

Wednesday, September 12th, 2012

Maybe you just want the latest and the greatest or you need more space for the two kids you didn’t have when you bought your home a few years ago. If you read the paper or watch the news, you may be afraid that now is not the time to sell your home and move…Read More »

Mortgage Minute | Five Ways to Make the Loan Process GO FASTER!

Friday, September 7th, 2012

We should say that “working with us” is the first way!  When you let us help you find the loan that’s right for you, you truly are taking advantage of some of the area’s best technology and expertise to get you a loan decision and funding on your loan quickly. But here are five “other”…Read More »

Home Buyers Tip | Annual Credit Report

Thursday, September 6th, 2012

  Before getting to excited about buying, check out www.annualcreditreport.com to ensure your credit is in good share.  This is where you can get a free credit report once a year.