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Archive for the ‘Home Buying Tips’ Category

CENTURY 21 ProLink Team Experience

Wednesday, March 12th, 2014

Collectively, CENTURY 21 ProLink has more than 600 years of real estate experience.  Put our experience to work for you.   As a team, we meet weekly to talk about the new listings coming onto the market, some of the current buyers needs and to discuss new trends.  We work as a team to meet…Read More »

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New To The Siouxland Community

Saturday, March 8th, 2014

Are you new to the community or thinking about moving to the Siouxland Area?  Then have a CENTURY 21 ProLink agent show you the Siouxland community.  A Community Tour typically takes about 90  minutes and provides you with an overview of the entire Siouxland community. The time is spent driving through residential neighborhoods discussing location,…Read More »

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MyPad Down Payment Assistance

Saturday, January 25th, 2014

The City of Sioux City is offering MyPad – a down payment assistance program.  This program provides for a minimum of $1,000 and a maximum of $14,999 in down payment/closing cost assistance to home purchasers whose family incomes are between 50 percent and 80 percent of the median income for Sioux City, Iowa.  Amount of…Read More »

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December Wraps Up The Year With More Good News

Friday, January 24th, 2014

The Iowa Association of Realtors® (IAR) reports that sales were up in December. According to IAR’s 2013 December Housing Trends Report, the number of home sales increased by 3.2 percent, as 81 more homes sold last month than in December of 2012. The report shows that 2,647 homes sold/closed in December 2013, while 2,566 homes…Read More »

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National Radon Action Month

Thursday, January 9th, 2014

January 1st not only marked the beginning of the New Year, it marked the beginning of National Radon Action Month! Radon is an invisible odorless gas that cannot be detected without conducting the proper tests.  Most people realize that radon is dangerous but they do not fully understand how dangerous it can be. The U.S….Read More »

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Benefits of Homeownership

Sunday, January 5th, 2014

Home owners provide stability.  Owners typically stay in their home 12 years whereas renters stay no more than three years.  U.S. Census American Housing Surveys. Home ownership builds confidence.  Owners possess significantly higher levels of self-confidence than renters. Rossi and Weber National Survey of Families. Home owners create positive environments for families.  Children of home owners are 59%…Read More »

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Home Buyer Tip | Learn about Private Mortgage Insurance

Monday, December 30th, 2013

Private mortgage insurance, or PMI, insures the lender against a default. It is required when the borrower is making a cash down payment of less than 20 percent of the purchase price. PMI costs vary from one mortgage insurance firm to another, but premiums usually run about 0.50 percent of the loan amount for the…Read More »

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Looking For A Gingerbread House? A CENTURY 21 Agent Can Help

Wednesday, December 25th, 2013

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Home Buying Tip | Determining Your Budget

Tuesday, December 24th, 2013

Can I afford this home? This question is asked by most during the home shopping process. It’s important to determine what you may be able to afford long-term. The calculators below will provide an idea of what your range could be: Affordability Calculator Renting vs. Buying Monthly Mortgage Payment Calculator Amortization Calculator Refinancing Calculator Although there are many…Read More »

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What To Expect In Closing Costs On A Home Purchase

Friday, December 20th, 2013

Many are taking advantage of this year’s low mortgage rates to purchase a home. Pent up with excitement, many families, who have scrimped and saved for a down-payment, jump for joy when the mortgage lender finally approves their application.  But, they should realize that there’s a whole new set of expenses that must be covered…Read More »

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