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Posts Tagged ‘Closing costs’

4 Times It Makes Sense to Pay More (Yes, More) for Your Mortgage

Tuesday, April 5th, 2016

Article provided by realtor.com®. View the original article here: http://ow.ly/10jdED. When shopping for a mortgage, it’s all too tempting to go for the rock-bottom option—in other words, whatever will keep your monthly payment as low as possible. Yet bargain hunters should beware: Extremely low interest rates or monthly payments may look great at first glance, but they aren’t always…Read More »

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5 Numbers You Need to Know When Buying a Home

Thursday, February 11th, 2016

There are so many things to consider when buying a new home, from house features to location, that it’s easy to overlook what’s really important. However, remember that buying a home is more than just picking out floor plans and backyard space — it’s a financial investment. Plan for a home you can afford by…Read More »

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MyPad Down Payment Assistance

Saturday, January 25th, 2014

The City of Sioux City is offering MyPad – a down payment assistance program.  This program provides for a minimum of $1,000 and a maximum of $14,999 in down payment/closing cost assistance to home purchasers whose family incomes are between 50 percent and 80 percent of the median income for Sioux City, Iowa.  Amount of…Read More »

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Home Buyers Tip | Upfront Fees

Thursday, September 20th, 2012

Buyers beware that your lender may require some fees upfront.  Such as an appraisal fee, this upfront fee is fairly common and can be unexpected to some buyers, because it is associated with closing costs.  Instead of paying for it at closing, which many may assume, some banks prefer you to pay the fee before…Read More »

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Offers Accepted What’s Next

Wednesday, July 4th, 2012

Once you and the seller have “signed on the dotted line,” there are a few more steps leading to the closing. Now, here’s what you can expect through the rest of the process.   Lender Documents.  Your lender will be receiving a copy of the purchase agreement and needing documents to be complete their file.  Please contact…Read More »

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