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Posts Tagged ‘Credit history’

How Much Can You Afford

Monday, July 15th, 2013

Now that you know what you’re looking for, the next step is figuring out how much of a home you can afford. A review of your income, savings, monthly expenses, and debt will be necessary. Early on in the process, you’ll want to get pre-qualified for a mortgage loan, which helps determine how much you…Read More »

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Your Credit Score Impact on Home Buying Ability

Monday, January 7th, 2013

A credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person. A credit score is primarily based on credit report information, typically sourced from credit bureaus. This number helps lenders and others predict how likely you are to make your credit payments…Read More »

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Mortgage Minute | Five Ways to Make the Loan Process GO FASTER!

Friday, September 7th, 2012

We should say that “working with us” is the first way!  When you let us help you find the loan that’s right for you, you truly are taking advantage of some of the area’s best technology and expertise to get you a loan decision and funding on your loan quickly. But here are five “other”…Read More »

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How To Apply For A Mortgage Loan

Wednesday, September 5th, 2012

Your chances of obtaining a mortgage really depend on all the information that will be contained in the credit report. So, it’s a good idea to get your credit report, before you apply for a mortgage, and correct errors. If there are any inaccuracies you don’t know about, this could cost you thousands of dollars in…Read More »

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Mortgage Tips

Friday, August 3rd, 2012

As experienced agents, We can help you maximize your time by only considering homes that meet your budget requirements. To be in a strong position to negotiate with a seller, it’s best to be pre-approved for a mortgage. That means you have a written commitment from a lender for a specific mortgage amount. To a…Read More »

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Home Buying Tip | Credit Card Limits

Friday, May 18th, 2012

Keep your card balances at 50% of the limit or below.  Anything over 70% of your limit damages your credit score.

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